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Insurer Financial Strength Rating

The Insurer of this policy is Allianz Australia Insurance Limited ABN 15 000 122 850 (incorporated in Australia) trading as Allianz New Zealand, c/- Bell Gully, Level 22 Vero Centre, 48 Shortland Street, Auckland 1010.

Allianz Australia Insurance Limited has a AA- insurer financial strength rating given by Standard & Poor's (Australia) Pty Limited.

The rating scale* in summary form is:

AAA	Extremely Strong	B	Weak
AA	Very Strong	CCC	Very Weak
A	Strong	CC	Extremely Weak
BBB	Good	R	Regulatory Action
BB	Marginal

Plus(+) or minus(-): Ratings from "AA" to "CCC" may be modified by the addition of a plus (+) or minus (-) sign to show relative standings within the major rating categories.

* A full description of the scale is available at http://www.allianz.co.nz/insurer-rating.

An overseas policyholder preference applies. Under Australian law, if Allianz Australia Insurance Limited is wound up, its assets in Australia must be applied to its Australian liabilities before they can be applied to overseas liabilities. To this extent, New Zealand policyholders may not be able to rely on Allianz Australia Insurance Limited's Australian assets to satisfy New Zealand liabilities.

A company of

An agent of the insurer Allianz Australia Insurance Limited

ABN 15 000 122 850 (incorporated in Australia) trading as Allianz New Zealand